{
  "meta": {
    "schemaVersion": "INAV-DOSSIER-1",
    "generatedAt": "2026-08-14",
    "asOf": "2026-08-14",
    "entityId": "regulation:fr-2026-16027",
    "entityType": "regulation"
  },
  "entity": {
    "id": "regulation:fr-2026-16027",
    "type": "regulation",
    "label": "Suretyship and Guaranty; Segregated Deposit and Collateral",
    "url": "https://www.federalregister.gov/documents/2026/08/06/2026-16027/suretyship-and-guaranty-segregated-deposit-and-collateral",
    "attributes": {
      "summary": "The NCUA Board (Board) is amending its regulations to eliminate prescriptive segregated deposit and collateral requirements for suretyship and guaranty agreements. By removing these requirements, the Board is authorizing federally insured credit unions (FICUs) acting as sureties and guarantors to design products that address member needs while maintaining safety and soundness standards. Federal cr",
      "agency": "National Credit Union Administration",
      "jurisdiction": "US",
      "effectiveDate": "2026-09-08",
      "daysUntilEffective": 25,
      "urgencyBand": "imminent",
      "urgencyRank": 4,
      "verticals": [],
      "keywords": [
        "collateral",
        "deposit",
        "guaranty",
        "segregated",
        "suretyship"
      ]
    },
    "firstSeen": "2026-08-14",
    "sources": [
      "https://www.federalregister.gov/documents/2026/08/06/2026-16027/suretyship-and-guaranty-segregated-deposit-and-collateral",
      "data/regulatory-clock.json"
    ]
  },
  "type": "regulation",
  "href": "/entity/regulation/fr-2026-16027/",
  "headline": "Suretyship and Guaranty; Segregated Deposit and Collateral: a regulation cited by 1 report, first seen 2026-08-14.",
  "links": [
    {
      "edgeType": "mandated-by",
      "label": "Mandated by",
      "links": [
        {
          "id": "idea:a-to-f-safety-grade-for-homeowners-hiring-contractors",
          "label": "A-to-F safety grade for vetting contractors before you hire",
          "type": "idea",
          "href": "/ideas/a-to-f-safety-grade-for-homeowners-hiring-contractors/",
          "linkable": true,
          "edgeType": "mandated-by",
          "direction": "in",
          "method": "classified",
          "detail": "terms insured, safety"
        }
      ]
    }
  ],
  "linkCount": 1,
  "analytics": {
    "generic": {
      "ideaReach": 1,
      "verticalReach": 0,
      "citationEdges": 1,
      "firstSeen": "2026-08-14",
      "primaryVertical": "construction-field-trades"
    }
  },
  "signals": [
    {
      "label": "Reach",
      "value": "1 report · 0 verticals",
      "tone": "positive",
      "source": "/explore/"
    },
    {
      "label": "First seen",
      "value": "2026-08-14",
      "tone": "neutral",
      "source": "/changes/"
    },
    {
      "label": "Evidence",
      "value": "cited on 1 provenance edge",
      "tone": "neutral",
      "source": "/provenance/"
    }
  ],
  "recommendedActions": [
    {
      "id": "explore-vertical",
      "label": "Explore construction-field-trades intelligence",
      "rationale": "This regulation evidences the construction-field-trades vertical — open its forward cut.",
      "href": "/pro/intelligence/construction-field-trades/"
    },
    {
      "id": "trace-graph",
      "label": "Trace in the graph explorer",
      "rationale": "Inspect every linked object and its provenance method.",
      "href": "/explore/"
    }
  ],
  "provenanceTrail": [
    {
      "claim": "Reaches 1 report across 0 verticals in the ontology graph",
      "source": "/explore/"
    },
    {
      "claim": "First observed 2026-08-14",
      "source": "/changes/"
    }
  ],
  "asOf": "2026-08-14"
}